Amazon Prime Rewards: Cashback for Amazon Shoppers

Amazon Prime Rewards is the perfect card for saving on everyday purchases and getting rewarded instantly with no annual fee.

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Why choose the Amazon Prime Rewards card?

The Amazon Prime Rewards Visa is designed for frequent Amazon and Whole Foods shoppers.

It offers up to 5% cashback, strong protection features, and daily reward redemption—all without an annual fee.

This is a smart option if you want instant value and flexible spending power in your wallet.

Instant $150 Amazon Gift Card

Once approved, you’ll receive a $150 Amazon Gift Card instantly—no spending requirement needed.

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It’s a fast way to jumpstart your rewards and save right away on your next purchase.

Earn cashback in multiple categories

  • 5% back: On purchases at Amazon.com, Amazon Fresh, and Whole Foods Market (Prime members only).
  • 3% or 5% back: On travel booked through Chase Travel. Prime members receive the full 5%.
  • 2% back: On restaurants, gas stations, and local transit—including rideshares.
  • 1% back: On all other purchases, with no cap or category restrictions.

Prime-exclusive bonus offers

In addition to regular cashback, Prime members get access to rotating bonus categories with up to 10% back on selected items and brands.

These deals refresh regularly, offering even more chances to save on high-value purchases.

Daily reward redemption

Forget waiting to use your rewards—this card lets you redeem them as soon as the next day.

Apply your cashback directly at checkout on Amazon or redeem through Chase.com for cash, gift cards, or travel credits—whatever suits your needs.

Amazon Prime Rewards: no hidden fees

While a Prime membership is required to unlock the full 5% benefit, there is no annual fee for this card. Plus, you’ll enjoy no foreign transaction fees, making it an excellent option for international purchases or travel.

Purchase and travel protections included

Beyond cashback, this card includes built-in protections that offer peace of mind wherever you shop or travel:

  • Travel protections: Includes travel accident insurance, baggage delay coverage, and lost luggage reimbursement.
  • Purchase protection: Covers new purchases against theft or damage for up to 120 days.
  • Extended warranty: Adds an additional year to eligible manufacturers’ warranties.
  • Roadside assistance: Help in emergencies like breakdowns or towing.

0% APR promotional financing

Use flexible payment options for purchases on Amazon. Choose 0% APR for 6 months on purchases over $50—or 12 months for those over $250. This gives you more breathing room for larger purchases without paying interest during the promotional period.

How to apply for the Amazon Prime Rewards Visa

  1. Log in to your Amazon Prime account.
  2. Go to the credit card section and select the Amazon Prime Rewards Visa.
  3. Fill out your application, including your income and Social Security number.
  4. Once approved, receive your $150 Amazon Gift Card instantly and start earning cashback immediately.

Is Amazon Prime Rewards right for you?

If you’re a regular Amazon or Whole Foods shopper, the Amazon Prime Rewards Visa is one of the best ways to maximize your everyday spending.

With high cashback rates, fast redemption, built-in protections, and zero annual fees, it turns your purchases into real value.

Apply now at Amazon.com and start saving with your very next order.