See how to apply for Citi’s personalized money card

The application process is straightforward, and in just a few steps, you can enjoy its exclusive benefits.

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If you are looking for a flexible credit card with automatic cashback and no annual fee, the Citi Custom Cash card might be the perfect choice for you.

In this guide, we will walk you through how to apply for the Citi Custom Cash card, what you need to qualify, and how to maximize your approval chances. Keep reading to get started!


Guide to Ordering Your Citi Custom Cash

  1. Check Your Eligibility Before applying, ensure you meet the basic requirements. Typically, you need to:
    • Be at least 18 years old (or the legal age in your state)
    • Have a valid Social Security Number (SSN)
    • Maintain a good credit score (usually 700 or higher)
    • Provide proof of stable income
  2. Gather Required Documents To speed up the application process, have the following documents ready:
    • Government-issued ID (driver’s license, passport, or state ID)
    • Proof of income (recent pay stubs or tax returns)
    • Your Social Security Number
    • Proof of address (utility bill or bank statement)
  3. Visit the Official Citi Website Head to the Citi Custom Cash Card page to begin your application. Click the “Apply Now” button to start the process.
  4. Complete the Online Application Fill out the form with accurate personal, financial, and employment details. Double-check all information before submitting to avoid errors that could delay approval.
  5. Submit and Wait for Approval Once you submit your application, Citi will review your creditworthiness. You may receive an instant decision, or Citi may take a few business days to process your request. If additional verification is required, you will be notified.
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What Happens After Approval?

If your application is approved, you will receive a confirmation email and your Citi Custom Cash card will be mailed to you within 7-10 business days.

Once received, activate your card online or through the Citi mobile app and start enjoying your rewards!

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Tips to Increase Your Approval Chances

Maintain a Good Credit Score: A higher credit score increases your chances of approval.

Check your score before applying.

Reduce Existing Debt: High outstanding balances can impact approval.

Try to pay down existing credit card balances before applying.

Ensure Accurate Information: Errors in your application can lead to rejection or delays. Review all details carefully.

Have a Stable Income: A steady income reassures the issuer that you can manage credit responsibly.

Apply Now and Start Earning Cashback!

Applying for the Citi Custom Cash card is easy and rewarding.