Chase Sapphire Preferred: Turn Purchases Into Travel

Looking for real travel perks? The Chase Sapphire Preferred® Card turns your spending into points you can use for flights, hotels, and more—fast and easy.

😩 Tired of Spending and Getting Nothing Back?

Every month, you pay for food, rides, bills, and trips—but where do those dollars go? Most cards give you little or nothing in return.

That’s frustrating, especially when your money could be working for you.

With the Chase Sapphire Preferred, your everyday expenses become travel opportunities. Instead of wasting money with zero return, you earn valuable points that can turn into your next flight, hotel stay, or getaway weekend.

🔁 How to Turn Your Spending Into Flights

Whether you’re grabbing takeout, booking an Uber, or shopping online, every swipe builds rewards. Here’s how:

• 🍽 3X Points on Dining — Eating out or ordering in? You earn triple.
• ✈ 2X Points on Travel — From flights to tolls, your travel spending pays back.
• 🛍 1X Point on Everything Else — No purchase goes unrewarded.

Even better: redeem points through Chase Ultimate Rewards® and get 25% more value. That means 60,000 points = $750 in travel.

📊 Example: Points You Could Earn (Jan–Jul)

✅ Redeem those 17,200 points through Ultimate Rewards® → $215 in travel credit

Not bad for just 7 months of normal spending.

🎁 Don’t Miss the 60,000-Point Welcome Bonus

Here’s where it gets exciting:
Spend $4,000 in the first 3 months, and you’ll receive 60,000 bonus points.

🎯 That’s enough for up to $750 in travel—flights, hotels, car rentals, and more.

You’re spending that amount anyway. Why not let it reward you?

🌍 Built for Travelers Who Hate Extra Fees

If you travel often—or even just once a year—you’ll love these features:

• ❌ No foreign transaction fees – Save instantly abroad.
• 🧳 Travel protection – Lost luggage? Trip canceled? You’re covered.
• 🚗 DashPass included – Get a year of $0 delivery fees with DoorDash.

These aren’t just perks. They’re solutions to problems travelers face every day.

🔒 Extra Protection = Peace of Mind

Let’s face it: unexpected problems happen. But this card helps you feel more secure.

• ✔ Purchase protection – Covers new items from damage or theft.
• ✔ Extended warranties – Adds 1 year to manufacturer coverage.
• ✔ 24/7 travel support – Emergencies? Lost docs? They’ve got your back.

With Chase Sapphire Preferred, you’re never alone.

💡 Smart Tips to Maximize Your Rewards

To get the most out of this card, follow these simple strategies:

• 🍔 Use it for dining and travel—they earn the most points.
• 💼 Always redeem through Chase Ultimate Rewards® for that 25% boost.
• 🔁 Pair with Chase Freedom Unlimited® to combine cashback and travel rewards.
• 📅 Plan your big purchases during the first 3 months to secure the welcome bonus.

⚖️ Is the $95 Annual Fee Worth It?

Absolutely. Just take a look at this:

• $500 in travel bookings = 1,000 points = $12.50 (with bonus value)
• $100/month on dining = 3,600 points/year = $45
• Welcome bonus = $750 in travel

👉 That’s over $800 in value, just in your first year. You easily cover the fee—and more.

❗ Potential Downsides and What to Watch For

While Chase Sapphire Preferred offers great value, it’s important to be aware of a few things:

• 💸 Annual fee of $95 — Worth it if you use the card often, but not ideal if you rarely travel.
• ⚠️ Credit score requirement — You’ll typically need a good to excellent credit score (700+) for approval.
• ⌛ Points expire if your account is closed — So keep the card active to hold onto rewards.
• 🛑 No introductory 0% APR — Not the best choice if you carry a balance month to month.

Being mindful of these will help you make the most of your card without surprises.

❓ Frequently Asked Questions (FAQ)

How do I redeem Chase Sapphire Preferred points?

Points are redeemed through Chase Ultimate Rewards® for travel, gift cards, cashback, and more. Redeeming for travel gives you a 25% boost in value.

Can I use Chase Sapphire Preferred internationally?

Yes! There are no foreign transaction fees, making it ideal for overseas travel.

What credit score do I need to qualify?

A good to excellent credit score (typically 700 or above) improves your chances of approval.

Is the annual fee charged immediately?

The $95 fee is charged on your cardmember anniversary, not upfront.

Can I combine points with other Chase cards?

Yes! You can combine points earned with other Chase cards like Chase Freedom Unlimited® to maximize rewards.

🗣 Real User Testimonials

“I started using Chase Sapphire Preferred for my travel expenses, and the points quickly added up. Redeeming for flights has saved me hundreds!” — Jessica M.

“The no foreign transaction fee perk is a lifesaver. I use my card on every international trip without worrying about extra costs.” — Michael R.

“I appreciated the travel protections when my luggage was lost last year. It made a stressful situation much easier to handle.” — Samantha T.

📝 How to Apply for the Chase Sapphire Preferred

1. Visit the official Chase Sapphire Preferred® page.
2. Check that your credit score meets the typical requirements (700+ recommended).
3. Click “Apply Now” and fill out the online application form.
4. Submit and wait for approval — many get instant decisions.
5. Once approved, start using your card to earn points immediately!

✅ Final Thoughts: Why This Card Matters

If you’re spending money anyway, make it count. The Chase Sapphire Preferred® Card helps you:

• Earn more with every purchase
• Save on travel
• Get real value from your lifestyle
• Feel protected and empowered

💳 Don’t let your expenses go to waste.
✨ Apply today and start turning your daily spending into unforgettable travel experiences.

André 15 de July de 2025